Effective Fall 2014, each semester will have a “freeze date” for purposes of determining each student’s enrollment level for financial aid eligibility award amounts. On this “freeze date” we will record each student’s unit load (number of units enrolled) as of that date, which will determine the student’s eligibility for financial aid awards for the semester. Any classes that are added or dropped after this “freeze date” will not impact (either increase or decrease) the student’s financial aid unit load for the semester. However, students who withdraw from all classes or receive a grade of F, W, or NP, in all classes, will still be subject to an eligibility calculation that may result in financial aid funds having to be repaid to Southwestern College and/or the Department of Education. Students who never attend class will have a reduction of Pell eligibility.
The “freeze dates” for 2015-16 are:
Fall - Friday, September 11, 2015
Spring - Friday, February 19, 2016
If you are eligible for a Pell Grant or a Cal Grant, the grant amount your will receive is based on enrolled units and is prorated, depending the percentage of full-time enrollment you have on the “freeze date”. Your financial aid eligibility for the term will be based on your unit load, as recorded on September 11th
12+ units Full time or 100% eligibility
9-11.5 units Three-quarter time or 75% eligibility
6- 8.5 units Half time or 50% eligibility
Below 6 units Less than half-time or 25% eligibility
- If you are enrolling in a short term course beginning the week of October 19th, you MUST add it through WebAdvisor no later than September 11th to have the units included in your financial aid unit load for Fall 2015.
- Classes added after this date will not be included in your financial aid unit load for financial aid purposes for the term.
- Classes dropped after this date will not be deducted from your financial aid unit load for financial aid purposes for the term, unless you drop all your classes or unless the class is never attended.
- Students who completely withdraw from classes or receive grades of F, W or NP in all classes will still be subject to an eligibility calculation that may result in financial aid funds having to be repaid to Southwestern College and/or the Department of Education. Please click here for our Withdrawal and Return to Title IV (R2T4) policy.
- This “freeze date” is ONLY for financial aid purposes – it does not affect any other eligibility, such as Veterans’ benefits or EOPS.
- BOG Fee Waiver eligibility is NOT affected by the “freeze date”.
- Audited and wait-listed courses do not count as enrolled units for financial aid purposes.
- Adds or drops AFTER the “freeze date” will not change funding for the current semester but may impact satisfactory academic progress status.
- The unit load for students who have not been awarded financial aid by the "freeze date" will be based on the units enrolled on the day of award.
- Please double check your enrollment status in WebAdvisor prior to the “freeze date” to ensure that you are properly registered in the correct classes.
Below are some examples of possible enrollment scenarios and the impact of the “freeze date” on your financial aid unit load.
- If you were enrolled in 12 units on August 24th and dropped a 3-unit class on September 1st, and never added any more classes, you would be at 9 units, which is considered three-quarter time.
- If you were enrolled in 9 units on August 24th and add a 3-unit class on September 5th you would be at 12 units, which is considered full time.
- If you were enrolled in 6 units on August 24th and add two 3-unit classes on October 1st you will still only be at 6 units for financial aid purposes, since your additional units were added after the freeze date of September 11th.
- If you were enrolled in 12 units on August 24th and drop a 3-unit class on October 15th, you will still be at 12 units for financial aid purposes, since you dropped units after the freeze date of September 11th.
- If you were enrolled 12 units on August 24th, drop to 9 units on September 30th and are awarded financial aid on October 1st, your unit load for FA15 will be 9 units .
Federal Student Aid (FSA) ID to Replace PIN in April 2015
In April, the PINs that students and parents have used to sign in to complete the FAFSA, Master Promissory Note and other financial aid forms. This change is supposed to officially take place on April 26, 2015.
If you sign in to any FSA site (including StudentAid.gov, FAFSA on the Web, StudentLoans.gov, NSLDS student access, etc.) after that date, then you will be redirected to a new FSA ID page. On this page, you will be directed to pick a username and password for sign in purposes, but just like with the PIN, you will have to wait 1-3 days for the Social Security Administration to verify for identity. (Currently, you are allowed a "conditional PIN" for the 1-3 days in order to complete the verification process.)
Students who already have a PIN will be given an option to link their PIN to their new FSA ID. This will allow them to use their new FSA ID with full functionality without having to wait the 1-3 days on a conditional basis. Also, this will be much quicker of a process since completing application of a new FSA ID is estimated to take about seven minutes.
In mid-April, there will be a new page on StudentAid.gov with more information about the transition, so check back with us then.
Board of Governors' Fee Waiver (BOGFW) Restrictions
Beginning the Fall 2016 semester, students will become ineligible for BOGFWs if placed on academic or progress probation for two consecutive primary terms (fall and/or spring). Students will have the ability to appeal the loss of BOGFW due to extenuating circumstances – please click here for more information.
150% Loan Limit
Effective July 1. 2013, students will lose the subsidy of existing loans if they do not complete their program of study within 150% of the published length of the program. For more information, please click here.
Effective July 2012, the federal government reduced the life-time eligibility for the federal PELL Grant to a maximum of 12 full-time semesters. Example: After you receive a PELL Grant for six years of full-time study, 12 or more units each semester, you will no longer be allowed to receive the PELL Grant. If you attend less than 12 units, your PELL Grant eligibility will be prorated. Students can click here to check their current Pell LEU (Lifetime Eligibility Use) percentage on the National Student Loan Database.
High School Completion and Ability to Benefit (ATB)
To be eligible for financial aid, students are required to have a High School Diploma, General Education Diploma, (GED) or equivalency. Students who do not have a high school diploma or a recognized equivalent (e.g.,GED), and who first enroll in a program of study on or after July 1, 2012, will not be eligible to receive Title IV student aid. Students will qualify for Title IV student aid under one of the ability-to-benefit (ATB) alternatives if the student completed those ATB alternatives and was enrolled in a Title IV eligible program prior to July 1, 2012. Those alternatives include the student passing an independently administered, approved ATB test or successfully completing at least six credit hours of postsecondary education. Students that possess a Foreign High School Diploma will be required to have the grade transcripts evaluated by an accredited agency in order to determine if the diploma is equivalent to a U.S. High School Diploma.
California Dream Act (CADA)
Legislative bills AB130 and AB131 allow verified AB540 students to apply for and receive State of California financial aid. Students with valid social security numbers (SSN) should complete the FAFSA application and those who do not have valid SSNs or have a temporary SSN through the Deferred Action for Childhood Arrivals (DACA) should complete the California Dream Act application (CADA). The CADA application will generate an application for both CalGrants and BOG Fee Waivers. For more information on the CADA, please click here.
HigherOne and Disbursement of FA Funds
Southwestern College has partnered with Higher One®, a financial services company, to enable students to choose how they receive their financial aid funds – direct deposit, HigherOne debit card or paper check. Please click here for more information and FAQs on HIgherOne and services available to students.